Is this you?
Every situation starts with a different story.
Your family needs more space
And you are looking for a home that better fits the next stage of family life.
You want to take your mortgage with you
And need to understand whether porting your mortgage is possible and appropriate.
You need to borrow more
And want to understand your affordability and mortgage options before committing to your next property.
You are coordinating a sale and purchase
And want someone to help keep the mortgage side of your move clear and organised.
How Verion helps
We understand your move
We start with you: why you are moving, what you need from your next home and how your existing mortgage fits into your plans.
We shape the right solution
We explore whether porting your existing mortgage, changing lender, arranging additional borrowing or restructuring your mortgage may be suitable. We explain the options and trade-offs clearly so you can make an informed decision.
We make the move easier
Buying and selling together can involve many moving parts. We guide you through the mortgage process, keep you informed and help progress things from application through to completion.
We think beyond the move
A change of home can also mean a change in your financial responsibilities. Where appropriate, we can review your protection needs alongside your new mortgage.
Your journey to the next home
It starts with your plans
We listen and understand why you are moving and what you want your next home to give you.
We understand what is possible
We review your current mortgage, affordability and future borrowing requirements.
We shape the right solution
We explore suitable mortgage options and explain the costs, features and choices clearly.
We make the journey easier
We support you through the application while your mortgage, sale and purchase move towards completion.
Your next chapter begins
The keys are only the beginning. We stay connected as your family, plans and financial needs evolve.
Things worth knowing
Your existing mortgage may be portable, but porting is normally subject to the lender assessing your circumstances and the new property.
Additional borrowing may be on different rates or terms from your existing mortgage.
Leaving an existing mortgage early may involve early repayment charges or other costs.
The lowest headline mortgage rate is not necessarily the lowest overall cost.
Your home may be repossessed if you do not keep up repayments on your mortgage.