Is this you?
Every situation starts with a different story.
You have saved a deposit
But you are unsure how much you can borrow or what property budget is realistic.
You are buying together
And want to understand how your combined income, commitments and deposit may affect affordability.
Your income is not straightforward
Perhaps you are self-employed, newly employed, receive overtime, bonuses or other variable income.
You have found your first home
And need help with an agreement in principle, mortgage application and the journey through to completion.
How Verion helps
We understand first
Your mortgage journey begins with a conversation, not a product. We take the time to understand your circumstances, what you can comfortably afford and what you want your first home to mean for you.
We shape the right solution
We explore a broad range of mortgage options and help identify a solution suited to your circumstances, priorities and future plans.
We make the journey easier
From understanding mortgage affordability and securing an agreement in principle to submitting your mortgage application and reaching completion, we guide you through each stage and keep things clear.
We think beyond the mortgage
Your first home is something worth protecting. Where appropriate, we can also discuss life insurance, critical illness cover and income protection to help protect you, your family and your new home.
Your journey to your first home
It starts with your dream
We listen, understand what you want to achieve and what matters most to you.
We understand what is possible
We look at your deposit, income, commitments and affordability.
We shape the right solution
We explore suitable mortgage options and explain them clearly.
We make the journey easier
We support you through the mortgage application and towards completion.
A house becomes your home
The keys are only the beginning. We stay connected as your family, plans and financial needs evolve.
Things worth knowing
An agreement in principle is not a mortgage offer.
Mortgage affordability can depend on income, expenditure, credit commitments, deposit and individual lender criteria.
The lowest headline rate is not necessarily the lowest overall cost once fees and other product features are considered.
Your home may be repossessed if you do not keep up repayments on your mortgage.