Typical situations
Buying the premises your business currently rents.
Refinancing an existing commercial mortgage as the deal ends.
Releasing capital from a commercial property you already own.
Buying an investment property let to a commercial tenant.
Raising finance against a mixed-use building with flats above.
How Verion helps
We compare terms across a broad range of commercial lenders, not one bank's product.
We assess the trading accounts and the property together, so the case is presented in the way a lender expects.
We explain loan-to-value, term, repayment basis and fees plainly before you commit.
We manage the valuation, legal and lender requirements through to completion.
The process
Understand the case
We review the property, the business and what you want the finance to do.
Search the market
We identify lenders whose criteria fit the premises and the trading position.
Present and agree terms
We put the case forward and talk you through the terms offered before you proceed.
Manage to completion
We coordinate valuation, legals and lender conditions to drawdown.
Key considerations
A commercial mortgage is secured on the property. It may be at risk if repayments are not maintained.
Rates, loan-to-value and terms depend on the lender, the property type and the strength of the business.
Fees can include arrangement, valuation and legal costs. We set these out before you apply.