Typical situations
Buying a residential or commercial investment property.
Refinancing a property as a fixed rate ends.
Raising capital from a portfolio to fund the next purchase.
Restructuring holdings between personal name and a limited company, where appropriate.
Financing a house in multiple occupation or a multi-unit block.
How Verion helps
We search a broad range of investment and portfolio lenders for terms suited to how you hold property.
We weigh rental cover, structure and lender criteria together before recommending an approach.
We explain the interest basis, term and fees clearly, so the numbers are understood upfront.
We coordinate the application, valuation and legal work through to completion.
The process
Review the holding
We look at the property or portfolio, the income and how it is owned.
Match to lenders
We find lenders whose criteria fit the assets and the ownership structure.
Agree the terms
We present the case and explain the terms offered before you commit.
See it through
We manage the lender's conditions and the legal process to drawdown.
Key considerations
Investment finance is secured on the property, which may be at risk if payments are not maintained.
Tax treatment depends on individual circumstances and how the property is held. We do not give tax advice; speak to a qualified tax adviser.
Lender criteria for portfolios, houses in multiple occupation and limited-company holdings vary and can change.